Looking for the best home warranty for appliances?

Perfect you’re in the right spot. In this guide you’ll learn:

Can I replace an appliance through a home warranty?

Will a home warranty be worth it for appliances?

How soon will I be able to use my home warranty for appliances?

…and answers to all your FAQs about home warranties for appliances

If an appliance like your clothes washer or refrigerator stops working, the entire household is thrown off rhythm. It’s a real hassle! A home warranty that protects your appliances from sudden breakdowns due to wear and tear can keep you from staying out of sync with the regular patterns of life you are used to in your home.

So finding the right home warranty for appliances is important. What should you look for? Which is the best fit for you? Let’s find out.

Editor's Choice 98.0

Limited Time: New Customers Get $50 Off Limited Time: New Customers Get $50 Off Claim Offer Best Overall 98.5

Limited Offer: $50 Off + 1 month free Limited Offer: $50 Off + 1 month free Claim Offer Most Affordable 97.6

Limited Time: $150 Off + 2 Free Months + roof coverage Limited Time: $150 Off + 2 Free Months + roof coverage Claim Offer

Our Top Home Warranty for Appliances Picks

Do Home Warranties Cover Appliance Replacement?

A home warranty is a service agreement in which the home warranty company agrees to repair or, yes, replace an appliance under the stipulations of the agreement. Of course, home warranty companies would be happy to repair instead of replacing when possible. And some are more apt to accept claims than others.

Be aware of the dollar amount limits on individual claims as well. If a higher-end stove needs to be replaced, it might only get replaced up to a certain dollar amount. Most appliance limits are somewhere between $1,000 and $2,000 giving most homeowners room to replace an appliance with a comparable item.

If you’re looking for a trusted, industry-leading home warranty company, we recommend Choice Home Warranty. They’re a top-rated brand and right now you can take advantage of their current promotions that get you $50 off, plus one free month and free 30-Day cancellation. Get a free online quote or contact a specialist at 929-400-6169 before these deals end. Another great option is American Home Shield which offers $50 off. Get a free quote online or you can call a home warranty specialist directly at 866-464-7521.

Is A Home Warranty Worth It For Appliances?

In a word, yes. Consider that replacing a refrigerator alone can cost at least $400 and well over $1,000. With a home warranty, for instance from Choice, you will get repair or replacement of appliances up to $1,500 per incident.

Homeowner’s insurance doesn’t cover normal wear and tear. That’s where a home warranty comes into play. And a manufacturer’s warranty or even an appliance extended warranty doesn’t last long, and often they only cover parts and not labor.

With good home warranty coverage, you can get repairs on major appliances like cooktops, refrigerators from manufacturers like Bosch, Whirlpool, Samsung, Kitchenaid, or Frigidaire. You can even get coverage on items like range hoods and your ice maker.

Check out this video below for tips on fixing a dishwasher:

Would A Home Warranty For Appliances Cover Pre-Existing Conditions?

Generally, home warranties do not cover pre-existing conditions. Yet, among our top 5, there are two that do cover pre-existing conditions in some form:

American Home Shield will cover them under the following conditions: “Our home warranties cover undetectable, pre-existing conditions — those that could not have been identified by either a mechanical test, like turning the appliance on and off to see if it works, or a visual inspection for missing or damaged parts. We will repair or replace your covered appliances and home systems no matter how old they are, even if you don’t have service records.”

Also, Cinch has what they call a “no gotchas” pledge, with coverage of some pre-existing conditions as part of that pledge.

Read Also: Top 5 Best Home Warranties For Home Buyers

How Much Will a Home Warranty for Appliances Cost?

For a one year plan, premiums will be around $40 a month for a basic appliance plan or $50 a month for a combo plan which would include appliances and home systems. You’ll want to get a free quote for your specific location and needs. Take a close look at coverage limits so you know your covered appliances can be repaired or replaced with a new appliance within the coverage limits spelled out in the protection plan.

If a service call is made, there will be a charge–also called a deductible–for this as well. The cost of a service call can range anywhere from around $70 to $125 or even $150 in some cases. Often, like with American Home Shield, if you choose a higher service call fee, you get a lower premium.

This will provide you with peace of mind when it comes to repairing or replacement costs due to mechanical failure or other wear-and-tear related issues on your most-used appliances. A home warranty plan can save money when the worst happens in these situations.

Are You A First-Time Buyer? Check Out This Article!

How Soon Can You Use A Home Warranty For Appliances After Purchase?

A home appliance warranty can generally be used 30 days after purchase. You’ll want to read the fine print on your home warranty service agreement for the exact terms and conditions, but 30 days is the industry standard.

Our Top Pick For a Home Warranty For Kitchen Appliances

In this category and so many others, Choice gets it right when it comes to finding the right contractors to work with. With over 25,000 on the rosters, you are not likely to wait for a repair. This combined with their overall reputation makes them our top pick.

Our Top Picks Recap